Let’s explore your home financing options.
Submitting this form requests a consultation only. It does not constitute a mortgage application, preapproval, credit approval, or commitment to lend.
Paramount Residential Mortgage Group, Inc., NMLS #75243
Renting and ready to buy your first home? Start with a free consultation.
Buying your first home comes with important questions. Connect with an experienced, licensed mortgage loan officer to explore home financing options, understand the homebuying process, and plan your next steps. Connect with an experienced, licensed mortgage loan officer to explore home financing options and plan your next steps. Free, no obligation.
Every homebuyer’s financial situation is different. During your consultation, we’ll discuss your goals, budget, timeline, and available mortgage programs, including conventional, FHA, VA, and applicable down payment assistance options.
Free consultation. No obligation. No credit pull required to request a consultation.
Prefer a personal conversation?
Have questions about buying your first home? Call or text our team to arrange your complimentary mortgage consultation.
By texting us, you agree to receive text replies about your request, which may be sent by automated technology. Message frequency varies. Message and data rates may apply. Reply STOP to opt out, HELP for help.
What your consultation covers
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01
Understanding Your Homebuying Budget
Discuss your income, existing obligations, available savings, and homebuying goals to better understand potential financing considerations. Any estimates discussed are preliminary and do not constitute loan approval or a commitment to lend. -
02
Exploring Mortgage Programs
Learn about conventional, FHA, VA, and other mortgage programs that may fit your financial situation. Each program has different requirements, benefits, costs, and eligibility criteria. -
03
Understanding Down Payment Assistance Options
State and local down payment assistance programs may be available to eligible homebuyers. We’ll explain how these programs work, including eligibility requirements, funding availability, potential repayment obligations, and other program conditions. -
04
Planning Your Homebuying Journey
Understand the major steps involved in purchasing a home, from initial financial planning through mortgage application, documentation, underwriting, and closing. Ask questions and build a clearer plan for your next steps.
Who you will be working with
Paramount Residential Mortgage Group, Inc. (PRMG)
Company NMLS #75243 · #ChampionsofLoans
Ken Clark Jr. is a licensed mortgage loan originator based at the PRMG branch in Sacramento, California, with more than 28 years of mortgage experience. His approach is education first: he explains conventional, FHA, VA, and down payment assistance options in plain language, then builds a home financing plan around each buyer’s goals, budget, and timeline. He serves homebuyers in the Sacramento area and across California, and is also licensed in New Jersey.
Verify his license at nmlsconsumeraccess.org.